What is Overseas Travel Medical Insurance?
International Travel Medical Student Health Insurance is designed to cover all persons traveling outside their home country, including spouses and children. Eligibility varies by plan, but most plans require travel outside your home country. There is no requirement that you be a student, so the plan is valid for travelers, family members, students, J visa holders, OPT students, faculty and staff.
Travel Medical Plan Features
Travel Medical Plans offer the freedom to choose the length of coverage, maximum benefit amount, and deductible, and many plans include an optional rider for additional sports coverage. These plans are designed to cover treatment for accidents and illnesses that occur while enrolled in the plan, including emergency medical evacuation and repatriation of remains.
Is COVID-19 covered?
All plans sold online through International Student Insurance will cover COVID-19 as well as other illnesses. While preventive screenings are not covered, treatment for COVID-19 is covered unless you had the disease prior to the start of coverage and are excluded under other deductibles.
How to Apply
You can purchase a plan online and start coverage as early as the same day or the next day. The process takes about 5 minutes and you will receive an email confirmation immediately. The confirmation email will include a summary of benefits, receipts, and an ID card.
Atlas Travel Medical Insurance is designed for people who leave their home country to travel, study, volunteer, or live abroad in countries around the world. The policy provides core travel insurance benefits with coverage starting at just five days. This plan is available to anyone outside of their home country, but is especially suitable for
- Students who need travel insurance
- Dependents who are not covered by their spouse’s or parent’s insurance,
- International volunteers or those serving abroad,
- Those looking for affordable travel insurance.
Atlas Travel Medical Insurance is a high-quality travel insurance policy that covers unexpected accidents and injuries while traveling abroad. This incorporates inclusion for clinical costs, departure, bringing home, crisis gathering, and other related benefits.
Highlights of this plan include
- Coverage up to $2 million
- Hospitalization/doctor visits
- Prescription drugs
- Evacuation/Repatriation
- Skiing/Snowboarding
- Loss of luggage
- Trip Interruption
- Online Instant Request
- Online Plan Management
- and much more
Need your documents now? If you need your insurance documents immediately, apply for coverage online and we will immediately send all of your insurance documents in PDF format online and to your email address. Simply download and print these documents and you will have immediate proof of coverage.
Overseas Insurance Agency Center
Would you like to purchase international insurance? By signing up as an International Student Insurance Agent or Affiliate, you can put the very best international plans available on hand for your customers and visitors to your website. For every product sold through your agency/affiliate code, you will receive a percentage of that sale as commission!
We also offer all our distributors/affiliates
- White label quoting and application tools
- Online Installation Support
- Customized PDF brochures
- Real-time reporting with login to Agent Zone
- And much more!
To register as an agent, please contact Customer Support.
Current agents may also log in to their agent account using the form below:
Student Zone
As an existing customer of International Student Insurance, you have access to a wealth of insurance information to help you effectively manage your insurance plan. You can search for doctors and hospitals, download policy documents, manage claims, and more.
About ISI
International Student Insurance (ISI) is a specialty insurance agency that sells medical and travel insurance to students worldwide and has been a trusted industry leader in providing insurance online to students studying outside their home countries since 2001. International Student Insurance, owned and operated by International Corporation, is a NAFSA Global Partner and a member of English USA and the Alliance for International Exchange. It is a member of English USA and the Alliance for International Exchange.We likewise have an A+ rating from the Better Business Department.
We are headquartered in Neptune Beach, Florida and can assist customers in most time zones through local and toll-free phone numbers, email, and live chat. Our team is highly trained to provide the best customer support, and each customer service representative has the appropriate insurance license and has lived, studied, or worked abroad. You can view our entire team on our Meet the Team page. We take pride in helping our clients find the best international insurance plan for them.
Our insurance plans are backed by the most stable and secure insurance companies in the world, and all the plans we offer meet and exceed the insurance requirements set by schools and governments. Our insurance partners, including Lloyd’s of London, World Trips Medical Insurance Services Group, Seven Corners, HTH Worldwide, International Medical Group, Sirius International, and many more. We will assist you with tracking down the right item for your requirements.
Our primary international student travel health insurance plans, Student Secure and Atlas Travel, are underwritten by Lloyd’s of London and administered by WorldTrips Medical Insurance Services Group. Lloyd’s of London is rated A (Excellent) by AM Best and A+ (Strong) by Standard and Poor’s, meeting and exceeding all insurance requirements set forth by the U.S. Department of State and other countries worldwide. Lloyd’s of London ratings are available online.
Privacy Policy
1. Introduction
This website is owned and operated by Envisage International LLC (“Envisage”) and Envisage is committed to protecting your personal information. As part of that commitment, we provide this policy to explain our privacy and data protection practices, including the information we collect, how we use it, and your choices regarding the collection and use of your personal information. Please review the entire Policy. By using any of our sites, you consent to the collection, use and disclosure of your personal information as described in this statement. If you do not agree to the terms of this statement, please do not use our sites.
You can use Envisage’s website without presenting any personal data, but if you use our services through our website, we may need to collect and process personal data. We will always obtain your consent for the collection of personal data.
Envisage is a Florida-based U.S. company. By using this site, you consent to our collection, use, and maintenance of your information in the United States. However, as an international educational marketing company, Envisage is also committed to providing the privacy and data protection that visitors around the world expect. To that end, we have updated our privacy policy and data processing to ensure that all visitors comply with the principles outlined in the General Data Protection Regulation (GDPR) promulgated by the European Union and effective May 25, 2018.
This protection strategy covers all Imagine destinations, including those recorded here. If you have any questions about this policy, please contact us. You might get in touch with us at the accompanying location
Envisage International, LLC
224 First Street
Neptune Beach, FL 32266
U.S.A.
You may also contact us at [email protected]. This e-mail address is regularly monitored by a team of Envisage employees trained in this Privacy Policy, Envisage’s processes for data privacy, and your rights under GDPR and other applicable data privacy laws. It is regularly monitored by a team of Envisage employees who are trained in this Privacy Policy, Envisage’s processes regarding data privacy, and your rights under GDPR and other applicable data privacy laws.
As a controller, Envisage has implemented a number of technical and organizational measures to ensure the protection of personal data processed through the Envisage website. However, due to the security gaps that exist as a rule in Internet-based data transmission, absolute protection cannot be guaranteed.
2. summary of envisage general principles
A brief summary of our most important policies can be found directly below. For more information, please see below.
In general, the purpose of data collection is clearly identified and is done through check boxes that indicate this policy or other valid legal basis for the processing activity. We do not direct children under the age of 13 to our sites, nor do we knowingly collect personal information from children under 13.
We use cookies, but only in a limited way and not in a way that personally identifies the data subject.
We do not use cookies when you intend to use our services, i.e., when you subscribe to receive newsletters or other related offers from us, when you request a service or offer from one of our affiliates, when you quote or purchase an insurance policy through us, or when you contact us through one of the forms on our site We collect personal data when you contact us through a form on one of our sites.
In such cases, we will ask for consent as part of the collection process or rely on a valid legal basis for processing. The collection and processing of these personal data are described in more detail below, respectively.
The processing of personal data, such as the name, address, e-mail address or telephone number of a data subject shall always be in line with the principles of data privacy and protection law and in accordance with the country-specific data protection regulations applicable to the Envisage network.
We will comply with all data subject rights provided under applicable U.S. law and GDPR, including the rights of review, access, rectification, erasure, restriction of processing, and data portability, the right to opt-out, the right to object, and the right to withdraw consent.
Envisage is a member of the BBB Online Trust Program. If you are unable to resolve any concerns regarding this Policy or our privacy practices after reading this Policy or contacting us directly at [email protected], you may also contact the Better Business Bureau at You may also contact the Better Business Bureau.
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3. definitions
Envisage’s Privacy Policy and Data Protection Declaration are based on the terms used by the European legislator in adopting the GDPR. Our data protection declaration must be easy to read and understand for our customers and business partners as well as for the general public. In order to achieve this goal, we would first like to explain the terminology used.
In this Data Protection Declaration, we use in particular the following terms
Personal Data
Individual information implies any data about a recognized or recognizable regular individual (“information subject”). An identifiable natural person is a person who can be identified directly or indirectly, in particular by reference to an identifier such as a name, identification number, location data, online identifier, or one or more elements unique to that natural person’s physical, physiological, genetic, mental, economic, cultural, or social identity.
Data Subject
An information subject is a distinguished or recognizable regular individual whose individual information is handled by the regulator liable for the handling.
Processing
Processing means any operation or series of operations performed on personal data or sets of personal data, whether by automated means or otherwise, such as collecting, recording, organizing, structuring, storing, adapting or modifying, retrieving, consulting, using, disclosing by transmission, disseminating or otherwise making available, aligning or combining, limiting, erasing or destroying or any other operation or series of operations.
Processing Restrictions
Processing restriction is the marking of stored personal data for the purpose of restricting its future processing.
Profiling
Profiling means any form of automated processing of personal data, consisting in the use of personal data to evaluate certain personal aspects about a natural person, in particular to analyze or predict aspects of that natural person’s business conduct, financial situation, health, personal preferences, interests, reliability, behavior, location, and movements. means
Controller or controller responsible for the processing
The controller or controller responsible for the processing is a natural or legal person, public authority, agency or other entity that, alone or jointly with others, determines the purposes and means of personal data processing.
Processor
The processor is a characteristic or legitimate individual, public power, organization or other substance that processes individual information in the interest of the regulator.
Recipient
A Recipient is a natural or legal person, public authority, agency or other entity to whom Personal Data is disclosed, whether or not a third party. However, public authorities that may receive Personal Data within the framework of a specific inquiry in accordance with the European Union (“EU”), EU Member States, the United States, or other applicable laws shall not be considered Recipients. The processing of personal data by these public authorities shall comply with the applicable data protection regulations for the purpose of the processing.
Third Parties
Third parties are natural or legal persons, public authorities, agencies or entities other than the data subject, controller, processor and persons authorized to process personal data on the basis of the controller’s or processor’s direct authority.
Consent
Consent of the data subject is a freely given, specific, informed and unambiguous indication of intent by which the data subject, by a statement or clear affirmative action, gives his/her agree to the handling of individual information concerning him/her. Consent is usually given by checking a box on the Envisage site that explains how the proposed data will be used and directs the data subject to this policy.
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4. the name and address of the controller
The controller under the GDPR and other legislation on data protection is
- Envisage International, LLC
- 224 First Street
- Neptune Beach, FL. 32265 U.S.A.
- Phone: 904-247-1387
- Email: [email protected]
- Website: www.envisageinternational.com
5. cookies
The Internet pages of the Envisage Network use cookies. Treats are text documents that are put away on your PC framework through your Web program.
Many Internet sites and servers use cookies. Many cookies contain a so-called cookie ID. The treat ID is an extraordinary identifier of the treat. The cookie ID consists of a string of characters that allows an Internet page or server to be assigned to a specific Internet browser in which the cookie is stored. This allows the visited Internet site and server to distinguish the individual browser of the data subject from other Internet browsers that contain other cookies. A unique cookie ID can be used to recognize and identify a particular Internet browser.
Through the use of cookies, the Envisage Network is able to provide the users of these Web sites with more user-friendly services that would not be possible without the cookie setting.
Cookies allow us to optimize the information and offers on our website with the user in mind. Cookies allow us to recognize users of our website, as described above. The purpose of this recognition is to facilitate the user’s use of our website. Clients of sites that utilization treats don’t need to enter access information each time they visit the site. Another example is the cookie in the shopping cart of an online store. The online store remembers the products placed by the customer in the virtual shopping cart by means of a cookie.
The data subject can prevent the setting of cookies through our website at any time by using our cookie management platform or by the corresponding settings in the Internet browser used, thus permanently rejecting the setting of cookies for the device used In addition, you can prevent the setting of cookies that have already been set.
Furthermore, cookies that have already been set can be erased and deleted at any time by your Internet browser or other software program. This is conceivable with all normal Web programs. If the cookie setting is disabled in the Internet browser used by the data subject, all functions of our website may no longer be fully usable. Each website presents visitors with a cookie consent control mechanism to allow them further control over cookies.
6. collection of insurance application and purchase information
Users may purchase travel and medical insurance directly through Envisage’s website and apply for major international medical insurance. Envisage passes the collected data directly to its insurance partners for processing. Envisage retains personal information including name, address, email, phone number, date of birth, policy number, travel dates and destination, home country and nationality.
This information is necessary for Envisage to provide services to you. Envisage collects sensitive information necessary to process your application, such as credit card numbers, passport numbers or health history information, and passes it to its insurance partners for processing, but Envisage does not retain any sensitive information. As a general matter and as applicable to all of its websites, Envisage does not collect, store or retain confidential information for its own use in any manner whatsoever.
Each of Envisage’s insurance partners confirms its compliance with HIPAA, GDPR, and other applicable data privacy laws, and all of their privacy policies are freely available on their websites. Below are the privacy policies of our primary insurance partners
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WorldTrips: https://www.worldtrips.com/about-worldtrips/privacy-policy
International Medical Group: https://www.imglobal.com/legal/privacy-policy
Seven Corners, Inc.: https://www.sevencorners.com/about/legal/privacy-policy
PointComfort Underwriters: https://www.pointcomfort.com/legal/privacy-policy/
Administrative Concepts Inc: https://www.acitpa.com/privacy-policy
Crum and Foerster: https://www.cfins.com/terms/
7. automatic collection of general equipment data and information
The Envisage Network website collects a series of general data and information when a data subject or automated system calls up the website. This overall information and data is put away in server log documents. What is collected are (1) the type and version of browser used, (2) the operating system used by the access system,
(3) the website from which the access system reached our website (so-called referrer), (4) the subwebsite, (5) the date and time of access to the Internet site (5) the date and time of access to the Internet site, (6) the Internet Protocol address (IP address), (7) the Internet service provider of the access system, and (8) other similar data and information that may be used in the event of an attack against our information technology systems.
When using these general data and information, the Envisage does not draw any conclusions about the data subject. Rather, they are used (1) to correctly deliver the contents of our website, (2) to optimize the contents of our website and its advertising, (3) to ensure the long-term viability of our information technology systems and website technology, and (4) in the event of a cyber attack, for the purposes of criminal prosecution.
(4) to provide law enforcement authorities with information necessary for criminal prosecution in the event of a cyber-attack. Therefore, the Envisage Network analyzes anonymously collected data and information statistically, with the aim of increasing the data protection and data security of our company and to ensure an ideal degree of assurance for the individual information we process. The anonymous data in the server log file will be stored separately from any personal data provided by the data subject.
8. registration on our website
Data subjects may register on the website of the Envisage by providing personal data, such as name, address, e-mail address, country of residence, nationality.
The Envisage Network communicates with its customers and business partners on a regular basis by means of newsletters and other e-mails concerning Envisage and partner resources and offers. The newsletter of the Envisage may only be received by a data subject if (1) the data subject has a valid e-mail address and (2) the data subject has registered to receive such newsletters.
At the time of registration for the newsletter, the IP address of the computer system assigned by the Internet Service Provider (ISP) and used by the data subject at the time of registration, as well as the date and time of registration, are also stored. The collection of this data is necessary for determining the (possible) misuse of the e-mail address of the data subject at a later date, and thus serves the purpose of the legal protection of the controller.
The personal data collected as part of the newsletter registration will only be used to send the newsletter and other relevant e-mail communications regarding resources and offers related to the Envisage network. Personal data collected by the newsletter service will not be transferred to third parties.
However, the personal data collected by the newsletter service will not be transferred to third parties, except to e-mail service providers used by Envisage for the purpose of managing e-mail lists and sending e-mails, and as required by law. Subscription to the newsletter may be terminated by the data subject at any time. To unsubscribe from the newsletter, a corresponding link is provided in each newsletter and in other e-mails.
After unsubscribing, Envisage and its e-mail service provider retain limited personal data to keep a record of the unsubscription. However, you may revoke your consent to the retention of this limited personal data in connection with your unsubscription at any time. To completely remove your personal data from Envisage’s mailing list, including unsubscription records, please send an email request to [email protected].
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10. tracking of newsletters and e-mails
Newsletters and e-mails of the Envisage network may contain so-called tracking pixels. Tracking pixels are small graphics embedded in such e-mails and sent in HTML format to enable log file recording and analysis. This allows for statistical analysis of the success or failure of online marketing campaigns. Based on the embedded tracking pixels, the Envisage Network is able to see if and when an e-mail was opened by the data subject, and which links in the e-mail were called up by the data subject.
Such personal data collected by the tracking pixels included in the newsletters and e-mails are stored and analyzed by the controller in order to optimize the sending of the newsletters and e-mails and to further adapt the content of future newsletters to the interests of the data subject. The transfer of these personal data to a third party is not permitted. These individual information won’t be given to outsiders.The data subject can unsubscribe via the link provided in the respective newsletter or e-mail or by sending an e-mail to [email protected]. 11.
11. possibility of contact via the website
The website of the Envisage Network contains an electronic contact form that enables immediate contact to Envisage. If the data subject contacts the controller via e-mail or via the contact form, the personal data transmitted by the data subject will automatically be stored. Such personal data voluntarily transmitted by the data subject to the data controller are stored for the purpose of processing or communicating with the data subject. This personal data will not be forwarded to third parties. 12.
12. regular erasure and blocking of personal data
The data controller shall process and store the personal data of the data subject only for as long as is necessary to achieve the purpose of the storage or as permitted by the European legislator, US law, or other applicable law.
If the storage purpose does not apply, or if the storage period stipulated by applicable law has expired, the personal data will be blocked or erased periodically in accordance with legal requirements. 13.
13. rights of the data subject
This section applies to data subjects in the European Union, the United Kingdom, or any other territory to which the GDPR applier
Right of Access
Every information subject has the privilege to get to their own information.This allows you to receive a copy of the personal data we hold about you and to verify that we are lawfully processing that personal data.
Right of Access
Information subjects reserve the option to get to their own information. This enables you to receive a copy of the personal data we hold about you and to verify that we are processing that personal data lawfully.
In addition, the data subject shall have the right to be informed as to whether his or her personal data will be transferred to a third country or to an international organization. In this case, the data subject shall have the right to be informed of the appropriate safeguards regarding the transfer.
Right to rectification
The data subject shall have the right to request the rectification of personal data held by the Company. Taking into account the purpose of the processing, the data subject has the right to have incomplete personal data completed, including by providing a supplementary explanation, or to have inaccurate data held by us corrected, but it may be necessary to verify the accuracy of the new data the data subject provides to us.
Right to erasure (right to be forgotten)
Each data subject shall have the right The controller shall be obliged to delete or remove personal data if there is no legitimate reason for us to continue processing the personal data. However, for certain legal reasons, we may not be able to comply with the erasure request.
Right to restriction of processing
Each data subject shall have the right to request the restriction of the processing of his/her personal data if any of the following applies
The data subject objects to the accuracy of the personal data for a period of time during which the controller can verify the accuracy of the personal data The processing is unlawful and the data subject objects to the erasure of his or her personal data and requests instead the restriction of its use.
The regulator at this point not needs the individual information for the motivations behind the handling, however the information subject requirements them for the foundation, exercise or protection of lawful cases.Where the data subject has objected to the processing in accordance with Article 21(1) of the GDPR, but it has not been verified whether the legitimate grounds of the controller override those of the data subject.
Right to object
Each data subject shall have the right to object to the processing of his or her personal data if we rely on legitimate interests (or those of a third party) and there are special circumstances of the customer that make him or her feel that his or her fundamental rights and freedoms are affected and wish to object to the processing on this ground The customer shall have the right to object to the processing of the customer’s personal data. You additionally reserve the option to protest on the off chance that we are handling your own information for direct promoting purposes.
The Embassy shall no longer process the personal data in the event of the objection unless it can demonstrate compelling legitimate grounds for the processing which override the interests, rights also, opportunities of the information subject or the foundation, exercise or protection of legitimate cases.
Automatic Decision-Making of Individuals, Including Profiling
We do not use automatic decision-making or profiling. However, when offering insurance products with different eligibility based on country of residence, travel destination, and age, our insurance partners will make automated decisions regarding your eligibility for the product. If an automated determination is made, you have the right to contest the determination, express your views, and seek human verification of the determination. For further information, please contact the relevant insurance partner directly.
Right to withdraw data protection consent
Each data subject shall have the right to withdraw his/her consent to the processing of his/her personal data at any time.
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14. legal basis for processing
Article 6(1) a GDPR 6(1) lit. a GDPR is the legal basis for the processing operations for which we obtain consent for specific processing purposes. If the processing of personal data is necessary for the performance of a contract to which the data subject is a party, for example, if the processing operations are necessary for the supply of goods or other services, the processing is based on Article 6(1)(2) GDPR.
The very applies to handling activities that are essential for the execution of pre-authoritative measures, for instance, on account of requests about our items or administrations.If we are the subject of a legal obligation that requires the processing of personal data, such as the fulfillment of a tax obligation, the processing is based on GDPR. 6(1) lit. c GDPR.In uncommon cases, the handling of individual information might be important to safeguard the crucial interests of the information subject or another normal individual.
This is the case, for example, if you are injured in our company and we need to provide your name, age, health insurance data or other vital information to a doctor, hospital or other third party.
All things considered, handling would be founded on Workmanship. 6(1) lit. d GDPR. Finally, processing operations may be based on Art. 6(1) lit. f GDPR. This legal basis is used for processing operations that do not fall under any of the above legal bases, unless the processing is necessary for the purposes of legitimate interests pursued by us or by third parties and such interests are overridden by the interests or fundamental rights and freedoms of the data subjects whose personal data require protection 15. the regulator or an outsider seeks after.
15. legitimate interests pursued by the controller or third parties
If the processing of personal data is based on Article 6(1)(f) of the GDPR, our legitimate interest is to carry out our business for the well-being of all our employees and shareholders.
16. retention period of personal data
The criterion for determining the retention period of personal data is the respective legal retention period. After the expiration of that period, the relevant data will be routinely deleted if it is no longer necessary for the performance or initiation of the contract or if we are legally obligated to retain the information. We may also retain information in light of legal positions, such as litigation or regulatory investigations.
17. changes to this policy
We may need to change this Privacy Policy from time to time to reflect our current privacy practices. By registering or submitting your e-mail address to the Envisage site, you acknowledge receipt of this Privacy Policy and agree to receive future online notices regarding this Privacy Policy. We will make this Policy available online on an ongoing basis. We will notify you of material changes to this Policy in the future by posting the changes on the Envisage site and/or sending you an email when appropriate.
18. data privacy and protection provisions from web service companies such as google and facebook
Envisage uses commonly available third-party services on its website, such as Google Analytics and Tag Manager Advertising. We also link and integrate with social media platforms such as Facebook, Instagram, and Twitter, as well as web service companies such as HubSpot and SendGrid. Each of these third parties has their own data protection and privacy policies, and a detailed description of each third party, the services they provide, and links to their data privacy and protection policies can be found on this page.